About Practical Finance
Practical Finance has been offering finance to consumers and SME’s in the West of Ireland since 2002. We lend our own funds as well as partnering with up to 10 different financial institutions in order to meet our clients needs. The companyʼs foundation is the knowledge, experience and personalities of the people at its core.
Experienced face to face lender and underwriter and relationship manager which lead to a direct face to face establishment of Practical Finance Dac car finance company
Established the broker lines for Practical Financial Services with various Financial institutions in Ireland.
Held previous roles of business development manager for Everyday Finance, Avco Trust, Citi Financial, Associates group. Barry along with all other directors understands the importance if speed of service with a personal face to face approach.
Established Corporate Fleet Management in 2001 to supply and manage Contract Hire to Businesses in the Mid West Region. Established a Mortgage and Lending Brokerage within a large Insurance company in Mid West Region in 2005.
Pat joined Practical Finance in 2014 to expand its footprint and profile in the West of Ireland.
Fully qualified QFA.

Niamh is established as a face to face lender with Practical Finance DAC and Practical Financial Services Limited. Experienced in dealing with various garages and vendors across the country including car dealerships, agri dealers and specialised equipment dealers. Niamh has experience in all sections of the financial industry from credit control to underwriting and is a fully qualified QFA.

Part qualified QFA with full qualification imminent.

Deirdre liaises with customers, dealers and various financial institutions on a day to day basis on behalf of Practical Finance DAC. Completed Office & Secretarial Diploma with Pitman Training in 2017.

Over 5 years’ experience in the Financial Services sector with Everyday Finance and Finance Ireland. MSc in Computer Science.
Previous COO Finance Ireland Group – Ireland’s largest challenger bank
Founding director of Practical Finance DAC & Practical Financial Services limited
Fellow Chartered Accountant.
Michael was an operations director of Permanent TSB Finance during his last 10 years in an executive director capacity. Former Chairman of the Irish Finance Houses Association and Director of the Irish Credit Bureau and Lease Europe.
Currently holds director and secretary positions with a number of private companies