About Practical Finance

Practical Finance has been offering finance to consumers and SME’s in the West of Ireland since 2002. We lend our own funds as well as partnering with up to 10 different financial institutions in order to meet our clients needs. The companyʼs foundation is the knowledge, experience and personalities of the people at its core.

Barry KeoghMD & Customer Relationship Manager

Barry is a founding director of Practical Finance Dac and Practical Financial Services ltd with over 20 years experience in this market.

Experienced face to face lender and underwriter and relationship manager which lead to a direct face to face establishment of Practical Finance Dac car finance company
Established the broker lines for Practical Financial Services with various Financial institutions in Ireland.

Held previous roles of business development manager for Everyday Finance, Avco Trust, Citi Financial, Associates group. Barry along with all other directors understands the importance if speed of service with a personal face to face approach.

Pat Moore QFADirector & Customer Relationship Manager

Pat has over 35 years experience in the Irish Financial Services Industry and worked with Financial Institutions such as UDT /First Southern, Woodchester Credit Lyonnais and GE delivering various products such as Motor Finance, Plant & Equipment, Finance and Commerical Mortgages.

Established Corporate Fleet Management in 2001 to supply and manage Contract Hire to Businesses in the Mid West Region. Established a Mortgage and Lending Brokerage within a large Insurance company in Mid West Region in 2005.

Pat joined Practical Finance in 2014 to expand its footprint and profile in the West of Ireland.

Fully qualified QFA.

Niamh Leneghan QFALending Manager

Niamh has over 12 years experience working in the Irish Financial Services industry and has worked in Financial institutions such as Permanent TSB Finance, First Citizen Finance, Finance Ireland and Everyday Finance.

Niamh is established as a face to face lender with Practical Finance DAC and Practical Financial Services Limited. Experienced in dealing with various garages and vendors across the country including car dealerships, agri dealers and specialised equipment dealers. Niamh has experience in all sections of the financial industry from credit control to underwriting and is a fully qualified QFA.

Adrian QuinnCustomer Relationship Manager

Adrian joined the practical finance team in 2014 to cover the Galway region and grew up in the motor trade and this first hand experience combined with his knowledge of financing motor vehicles with a multitude of lenders over the last 3 years makes Adrian a valuable resource to Practical Finance’s customers.

Part qualified QFA with full qualification imminent.

Deirdre WhelanOffice Administrator

Joined in 2017, Deirdre is responsible for the inputting and verifying of data. Deirdre has over 12 years’ experience dealing with customers on the front line and has excellent customer service skills.

Deirdre liaises with customers, dealers and various financial institutions on a day to day basis on behalf of Practical Finance DAC. Completed Office & Secretarial Diploma with Pitman Training in 2017.

Howard Hackett Financial Controller

Joined Practical Finance in 2017 with over 14 years’ experience as Financial Controller in the Transport & Logistics Sector. Practice qualified C.P.A. specialising in VAT and Audit oversight.

Over 5 years’ experience in the Financial Services sector with Everyday Finance and Finance Ireland. MSc in Computer Science.

Brendan KeoghDirector

Brendan established Everyday Finance in 2007 with the purchase of the Citibank Ireland Consumer loan Portfolio. Brendan is responsible for pricing, acquiring, on-boarding & collection of €600m of loan Portfolio’s within Everyday Finance.

Previous COO Finance Ireland Group – Ireland’s largest challenger bank
Founding director of Practical Finance DAC & Practical Financial Services limited
Fellow Chartered Accountant.

Michael SheehyDirector

Michael has over 45 years experience in the Irish Financial Services Industry and held Senior Management roles in Banks & Financial Institutions during his career including an Operations & Finance Directors roles in UDT First Southern Bank limited and Woodchester Bank limited.

Michael was an operations director of Permanent TSB Finance during his last 10 years in an executive director capacity. Former Chairman of the Irish Finance Houses Association and Director of the Irish Credit Bureau and Lease Europe.

Currently holds director and secretary positions with a number of private companies